[branch-4.1][chore](cloud) Enable txn lazy commit by default (pick #58732 #61506)

[gavinchou]

Summary

This PR picks #58732 and #61506 to branch-4.1.

Enable enable_cloud_txn_lazy_commit by default for cloud mode.

Changes

• BE: Change enable_cloud_txn_lazy_commit default value from false to true
• FE: Change enable_cloud_txn_lazy_commit default value from false to true

🤖 Generated with Claude Code

[hello-stephen]

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Please clearly describe your PR:

1. What problem was fixed (it's best to include specific error reporting information). How it was fixed.
2. Which behaviors were modified. What was the previous behavior, what is it now, why was it modified, and what possible impacts might there be.
3. What features were added. Why was this function added?
4. Which code was refactored and why was this part of the code refactored?
5. Which functions were optimized and what is the difference before and after the optimization?

[gavinchou]

run buildall