diff --git a/admin/section/class-convertkit-admin-section-general.php b/admin/section/class-convertkit-admin-section-general.php
index 95d4af4da..6b7b178f3 100644
--- a/admin/section/class-convertkit-admin-section-general.php
+++ b/admin/section/class-convertkit-admin-section-general.php
@@ -14,15 +14,6 @@
  */
 class ConvertKit_Admin_Section_General extends ConvertKit_Admin_Section_Base {
 
-	/**
-	 * Holds the API instance.
-	 *
-	 * @since   1.9.6
-	 *
-	 * @var     ConvertKit_API_V4
-	 */
-	private $api;
-
 	/**
 	 * Holds the ConvertKit Account Name.
 	 *
@@ -147,19 +138,10 @@ private function check_credentials() {
 			exit();
 		}
 
-		// Initialize the API.
-		$this->api = new ConvertKit_API_V4(
-			CONVERTKIT_OAUTH_CLIENT_ID,
-			CONVERTKIT_OAUTH_CLIENT_REDIRECT_URI,
-			$this->settings->get_access_token(),
-			$this->settings->get_refresh_token(),
-			$this->settings->debug_enabled(),
-			'settings'
-		);
-
 		// Get Account Details, which we'll use in account_name_callback(), but also lets us test
 		// whether the API credentials are valid.
-		$this->account = $this->api->get_account();
+		$account       = new ConvertKit_Resource_Account();
+		$this->account = $account->refresh();
 
 		// If the request succeeded, no need to perform further actions.
 		if ( ! is_wp_error( $this->account ) ) {
@@ -224,6 +206,7 @@ private function maybe_disconnect() {
 		}
 
 		// Delete cached resources.
+		$account         = new ConvertKit_Resource_Account();
 		$creator_network = new ConvertKit_Resource_Creator_Network_Recommendations();
 		$custom_fields   = new ConvertKit_Resource_Custom_Fields();
 		$forms           = new ConvertKit_Resource_Forms();
@@ -232,6 +215,7 @@ private function maybe_disconnect() {
 		$products        = new ConvertKit_Resource_Products();
 		$sequences       = new ConvertKit_Resource_Sequences();
 		$tags            = new ConvertKit_Resource_Tags();
+		$account->delete();
 		$creator_network->delete();
 		$custom_fields->delete();
 		$forms->delete();
diff --git a/includes/class-convertkit-resource-account.php b/includes/class-convertkit-resource-account.php
new file mode 100644
index 000000000..c6de9568e
--- /dev/null
+++ b/includes/class-convertkit-resource-account.php
@@ -0,0 +1,173 @@
+<?php
+/**
+ * ConvertKit Account class.
+ *
+ * @package ConvertKit
+ * @author ConvertKit
+ */
+
+/**
+ * Reads Kit Account data from the options table, and refreshes
+ * Kit Account data from the API.
+ *
+ * @since   3.4.0
+ */
+class ConvertKit_Resource_Account extends ConvertKit_Resource_V4 {
+
+	/**
+	 * Holds the Settings Key that stores account data
+	 *
+	 * @since   3.4.0
+	 *
+	 * @var     string
+	 */
+	public $settings_name = 'convertkit_account';
+
+	/**
+	 * The type of resource
+	 *
+	 * @since   3.4.0
+	 *
+	 * @var     string
+	 */
+	public $type = 'account';
+
+	/**
+	 * Constructor.
+	 *
+	 * @since   1.9.8.4
+	 *
+	 * @param   bool|string $context    Context.
+	 */
+	public function __construct( $context = false ) {
+
+		// Initialize the API if the Access Token has been defined in the Plugin Settings.
+		$settings = new ConvertKit_Settings();
+		if ( $settings->has_access_and_refresh_token() ) {
+			$this->api = new ConvertKit_API_V4(
+				CONVERTKIT_OAUTH_CLIENT_ID,
+				CONVERTKIT_OAUTH_CLIENT_REDIRECT_URI,
+				$settings->get_access_token(),
+				$settings->get_refresh_token(),
+				$settings->debug_enabled(),
+				$context
+			);
+		}
+
+		// Get last query time and existing resources.
+		$this->last_queried = get_option( $this->settings_name . '_last_queried' );
+		$this->resources    = get_option( $this->settings_name );
+
+	}
+
+	/**
+	 * Fetches the account data from the API, storing them in the options table
+	 * with a last queried timestamp.
+	 *
+	 * If the refresh results in a 401, removes the access and refresh tokens from the settings.
+	 *
+	 * @since   3.4.0
+	 *
+	 * @return  WP_Error|array
+	 */
+	public function refresh() {
+
+		// Query API for account details.
+		$results = $this->api->get_account();
+
+		// Define and store the last query time now.
+		// This prevents multiple calls to refresh() when the above returns a 401 error.
+		$this->last_queried = time();
+		update_option( $this->settings_name . '_last_queried', $this->last_queried );
+
+		// If an error occurred, maybe delete credentials from the Plugin's settings
+		// if the error is a 401 unauthorized.
+		if ( is_wp_error( $results ) ) {
+			convertkit_maybe_delete_credentials( $results, CONVERTKIT_OAUTH_CLIENT_ID );
+			return $results;
+		}
+
+		// Store resources in the options table.
+		// We don't use WordPress' Transients API (i.e. auto expiring options), because they're prone to being
+		// flushed by some third party "optimization" Plugins. They're also not guaranteed to remain in the options
+		// table for the amount of time specified; any expiry is a maximum, not a minimum.
+		// We don't want to keep querying the ConvertKit API for a list of e.g. forms, tags that rarely change as
+		// a result of transients not being honored, so storing them as options with a separate, persistent expiry
+		// value is more reliable here.
+		update_option( $this->settings_name, $results );
+
+		// Store resources in class variable.
+		$this->resources = $results;
+
+		/**
+		 * Perform any actions immediately after the resource has been refreshed.
+		 *
+		 * @since   3.4.0
+		 *
+		 * @param   array   $results    Resources
+		 */
+		do_action( 'convertkit_resource_refreshed_' . $this->type, $results );
+
+		// Return resources.
+		return $this->get();
+
+	}
+
+	/**
+	 * Overrides the parent method to return account data, as there's no sorting required.
+	 *
+	 * @since   3.4.0
+	 *
+	 * @return  array
+	 */
+	public function get() {
+
+		return get_option( $this->settings_name );
+
+	}
+
+	/**
+	 * Returns the cached plan_type string.
+	 *
+	 * @since   3.4.0
+	 *
+	 * @return  bool|string
+	 */
+	public function get_plan_type() {
+
+		// Get account details from cache.
+		$account = $this->get();
+
+		// If no account details are found, or the plan type is not set, return false.
+		if ( ! $account || ! isset( $account['account']['plan_type'] ) ) {
+			return false;
+		}
+
+		// Return the plan type.
+		return (string) $account['account']['plan_type'];
+
+	}
+
+	/**
+	 * Returns whether the cached plan is a paid Kit plan.
+	 *
+	 * @since   3.4.0
+	 *
+	 * @return  bool
+	 */
+	public function is_paid_plan() {
+
+		// Get the plan type from the account details.
+		$plan_type = $this->get_plan_type();
+
+		// If no plan type is found, return false.
+		if ( ! $plan_type ) {
+			return false;
+		}
+
+		// Return true if the plan type is not free, false otherwise.
+		return $plan_type !== 'free';
+
+	}
+
+}
diff --git a/tests/Integration/ResourceAccountTest.php b/tests/Integration/ResourceAccountTest.php
new file mode 100644
index 000000000..d11475d11
--- /dev/null
+++ b/tests/Integration/ResourceAccountTest.php
@@ -0,0 +1,240 @@
+<?php
+
+namespace Tests;
+
+use lucatume\WPBrowser\TestCase\WPTestCase;
+
+/**
+ * Tests for the ConvertKit_Resource_Account class.
+ *
+ * @since   3.4.0
+ */
+class ResourceAccountTest extends WPTestCase
+{
+	/**
+	 * The testing implementation.
+	 *
+	 * @var \WpunitTester.
+	 */
+	protected $tester;
+
+	/**
+	 * Holds the ConvertKit Settings class.
+	 *
+	 * @since   3.4.0
+	 *
+	 * @var     \ConvertKit_Settings
+	 */
+	private $settings;
+
+	/**
+	 * Holds the ConvertKit Resource class.
+	 *
+	 * @since   3.4.0
+	 *
+	 * @var     ConvertKit_Resource_Account
+	 */
+	private $resource;
+
+	/**
+	 * Performs actions before each test.
+	 *
+	 * @since   3.4.0
+	 */
+	public function setUp(): void
+	{
+		parent::setUp();
+
+		// Activate Plugin.
+		activate_plugins('convertkit/wp-convertkit.php');
+
+		// Store credentials in Plugin's settings.
+		$this->settings = new \ConvertKit_Settings();
+		update_option(
+			$this->settings::SETTINGS_NAME,
+			[
+				'access_token'  => $_ENV['CONVERTKIT_OAUTH_ACCESS_TOKEN'],
+				'refresh_token' => $_ENV['CONVERTKIT_OAUTH_REFRESH_TOKEN'],
+			]
+		);
+
+		// Initialize the resource class we want to test.
+		$this->resource = new \ConvertKit_Resource_Account();
+
+		// Confirm initialization didn't result in an error.
+		$this->assertNotInstanceOf(\WP_Error::class, $this->resource->resources);
+	}
+
+	/**
+	 * Performs actions after each test.
+	 *
+	 * @since   3.4.0
+	 */
+	public function tearDown(): void
+	{
+		// Delete Credentials and Resources from Plugin's settings.
+		delete_option($this->settings::SETTINGS_NAME);
+		delete_option($this->resource->settings_name);
+		delete_option($this->resource->settings_name . '_last_queried');
+
+		// Destroy the resource class we tested.
+		unset($this->resource);
+
+		// Deactivate Plugin.
+		deactivate_plugins('convertkit/wp-convertkit.php');
+
+		parent::tearDown();
+	}
+
+	/**
+	 * Test that the refresh() function performs as expected.
+	 *
+	 * @since   3.4.0
+	 */
+	public function testRefresh()
+	{
+		// Confirm that the data is stored in the options table and includes some expected keys.
+		$result = $this->resource->refresh();
+		$this->assertIsArray($result);
+
+		// Check user array.
+		$this->assertArrayHasKey('user', $result);
+		$this->assertArrayHasKey('id', $result['user']);
+		$this->assertArrayHasKey('email', $result['user']);
+
+		// Check account array.
+		$this->assertArrayHasKey('account', $result);
+		$this->assertArrayHasKey('id', $result['account']);
+		$this->assertArrayHasKey('name', $result['account']);
+		$this->assertArrayHasKey('plan_type', $result['account']);
+		$this->assertArrayHasKey('primary_email_address', $result['account']);
+		$this->assertArrayHasKey('created_at', $result['account']);
+		$this->assertArrayHasKey('plan', $result['account']);
+
+		// Check account plan array.
+		$this->assertArrayHasKey('plan_type', $result['account']['plan']);
+		$this->assertArrayHasKey('interval', $result['account']['plan']);
+		$this->assertArrayHasKey('subscriber_limit', $result['account']['plan']);
+		$this->assertArrayHasKey('on_trial', $result['account']['plan']);
+		$this->assertArrayHasKey('trial_lapse_date', $result['account']['plan']);
+		$this->assertArrayHasKey('renews_at', $result['account']['plan']);
+		$this->assertArrayHasKey('cancels_at', $result['account']['plan']);
+
+		// Call resource class' get() function.
+		$result = $this->resource->get();
+
+		// Check user array.
+		$this->assertArrayHasKey('user', $result);
+		$this->assertArrayHasKey('id', $result['user']);
+		$this->assertArrayHasKey('email', $result['user']);
+
+		// Check account array.
+		$this->assertArrayHasKey('account', $result);
+		$this->assertArrayHasKey('id', $result['account']);
+		$this->assertArrayHasKey('name', $result['account']);
+		$this->assertArrayHasKey('plan_type', $result['account']);
+		$this->assertArrayHasKey('primary_email_address', $result['account']);
+		$this->assertArrayHasKey('created_at', $result['account']);
+		$this->assertArrayHasKey('plan', $result['account']);
+
+		// Check account plan array.
+		$this->assertArrayHasKey('plan_type', $result['account']['plan']);
+		$this->assertArrayHasKey('interval', $result['account']['plan']);
+		$this->assertArrayHasKey('subscriber_limit', $result['account']['plan']);
+		$this->assertArrayHasKey('on_trial', $result['account']['plan']);
+		$this->assertArrayHasKey('trial_lapse_date', $result['account']['plan']);
+		$this->assertArrayHasKey('renews_at', $result['account']['plan']);
+		$this->assertArrayHasKey('cancels_at', $result['account']['plan']);
+	}
+
+	/**
+	 * Test that get() returns false when no cache has been written yet.
+	 *
+	 * @since   3.4.0
+	 */
+	public function testGetReturnsFalseWhenNoCache()
+	{
+		$this->assertSame(false, $this->resource->get());
+	}
+
+	/**
+	 * Test that get_plan_type() returns null when no cache has been written yet.
+	 *
+	 * @since   3.4.0
+	 */
+	public function testGetPlanTypeReturnsFalseWhenNoCache()
+	{
+		$this->assertSame(false, $this->resource->get_plan_type());
+	}
+
+	/**
+	 * Test that is_paid_plan() fails closed when no cache has been written yet.
+	 *
+	 * @since   3.4.0
+	 */
+	public function testIsPaidPlanFailsClosedWhenNoCache()
+	{
+		$this->assertSame(false, $this->resource->is_paid_plan());
+	}
+
+	/**
+	 * Test that is_paid_plan() returns true when the cached plan_type is not free.
+	 *
+	 * @since   3.4.0
+	 */
+	public function testIsPaidPlanTrueForPaidPlan()
+	{
+		update_option(
+			$this->resource->settings_name,
+			[
+				'account' => [
+					'plan_type' => 'creator_pro',
+				],
+			]
+		);
+
+		$this->assertSame('creator_pro', $this->resource->get_plan_type());
+		$this->assertSame(true, $this->resource->is_paid_plan());
+	}
+
+	/**
+	 * Test that is_paid_plan() returns false when the cached plan_type is free.
+	 *
+	 * @since   3.4.0
+	 */
+	public function testIsPaidPlanFalseForFreePlan()
+	{
+		update_option(
+			$this->resource->settings_name,
+			[
+				'account' => [
+					'plan_type' => 'free',
+				],
+			]
+		);
+
+		$this->assertSame('free', $this->resource->get_plan_type());
+		$this->assertSame(false, $this->resource->is_paid_plan());
+	}
+
+	/**
+	 * Test that is_paid_plan() treats an unrecognised plan_type as paid, so
+	 * newly-introduced paid Kit plans don't lock creators out until we ship
+	 * an update.
+	 *
+	 * @since   3.4.0
+	 */
+	public function testIsPaidPlanTrueForUnknownPlan()
+	{
+		update_option(
+			$this->resource->settings_name,
+			[
+				'account' => [
+					'plan_type' => 'some_new_paid_plan',
+				],
+			]
+		);
+
+		$this->assertSame(true, $this->resource->is_paid_plan());
+	}
+}
diff --git a/wp-convertkit.php b/wp-convertkit.php
index 47964ca66..22f7cd9e6 100644
--- a/wp-convertkit.php
+++ b/wp-convertkit.php
@@ -69,6 +69,7 @@
 require_once CONVERTKIT_PLUGIN_PATH . '/includes/class-convertkit-cloudflare-turnstile.php';
 require_once CONVERTKIT_PLUGIN_PATH . '/includes/class-convertkit-recaptcha.php';
 require_once CONVERTKIT_PLUGIN_PATH . '/includes/class-convertkit-spam-protection.php';
+require_once CONVERTKIT_PLUGIN_PATH . '/includes/class-convertkit-resource-account.php';
 require_once CONVERTKIT_PLUGIN_PATH . '/includes/class-convertkit-resource-creator-network-recommendations.php';
 require_once CONVERTKIT_PLUGIN_PATH . '/includes/class-convertkit-restrict-content-cache.php';
 require_once CONVERTKIT_PLUGIN_PATH . '/includes/class-convertkit-resource-custom-fields.php';